Expect land prices to increase by close to $600 billion this Financial Year…. (and likely it will be more!)


Frydenberg has just thrown rocket fuel under the Aussie real estate market.

Another 10,000 first home buyers will now be able to build a new home with no more than a 5 per cent deposit.

Something that benefits no other than the big developers with large land banks. They will happily hike up land prices in new estates to absorb the benefits.

Single parents can now purchase a home with a mere 2 per cent deposit.

The amount that can be released to buys under the First Home Super Saver Scheme has been increased from $30,000 to $50,000.

And add to that a $15B spend in new infrastructure...

In short – anyone who has a couple of good properties to their name, will enjoy tens of thousands of inflationary gains into their patch of land.

Probably more if we factor in the tax cuts...

Owners ‘growing richer, as it were in their sleep, without working, risking, or economizing” as the classical economist  John Steward Mill quipped in the 1800s.

We crunched some numbers at Prosper Australia to give you an idea what’s to come.

It’s a conservative estimate I might add.

Take a look for yourself:

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 Source: Prosper Australia 

The figures are based on past land price growth rates extrapolated from the national accounts.

The last decade’s increase in national land values averaged at 4.9% per annum.

That means Australia’s total land values are on track to go from $6.2 trillion to $8.2 trillion in the next five years.

To put it in context — last financial year land prices increased a colossal $423 billion.

That is 20 times total banking profits.

Expect land prices to increase by close to $600 billion this FY. 

Likely it will be more.

I’ve never seen a housing market hotter than it is right now.

The mortgage market is experiencing record demand.

And even that is not picking up on the increasing number of cash buyers in the market.

I’ve serviced more cash buyers than any other year in the last few months alone.

They are a common feature of Perth’s real estate market now.

All seeking better yields.

Better to buy a house and rent it out, than keep $$s in the bank at current interest rates.

None of this accounts for the massive changes coming to the financial system of course.

The removal of cash from society. (Something rather jarring for someone with the name “Cashmore”)

To be replaced by Central Bank Digital Currency (CBDC)

These will be government-sanctioned blockchain protocols, administered by the banks and other authorised lenders.

That includes big tech who have been promised a banking licence as part of the WEF’s (World Economic Forum) “Great Reset”.

That would kick this transition to warp speed

PayPal could be to CBDC what private banks are to physical dollars.

The company’s CEO, Dan Schulman, laid out his vision during PayPal’s investor day. 

“You think about how many [digital wallets] we’re going to have in the next two, three or five years, and we’re a perfect complement to central banks and governments to distribute those digitized forms of currency,” 

These are trends you need to be on top of.

Ethereum’s marketcap is now greater than all the largest banks in the world.

One thing that will be the same however – is the way it’s affecting the real estate market.

That doesn’t mean that median price gains can’t slow when current Government incentives are drawn back, for example.

It’s just to evidence that there is so much fuel to this fire.  

At Cycles, Trends & Forecasts, we show how you can take advantage of all the above whether as a trader, or property buyer.

Not only exposing all the trends behind it – bit showing you how to accurately time the booms and the busts!

For now however, it’s onwards and upwards into the roaring 2020s.


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Catherine worked tirelessly in finding me a great property at a good price. She did things that I wouldn't have done (hours and hours of legwork) and more importantly, couldn't have done (organising the purchase before anyone else had even put in an offer). When I was ready to give up, Catherine kept working. I'm certain that I never would have been able to buy the same property within 10k of what we eventually settled at.... David
The expertise you bring are excellent and helped us understand the process and what to do and what not to do. You discussed at the beginning that by using you it will save us money and in our instance and the current environment of Melbourne’s market I believe you saved us $100,000 or enabled us to get into a suburb which going to auction would have gone way over our limit. You worked tirelessly to help us purchase a home.... Karen
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Why use Cashmore & Co?

Cashmore & Co are experts in market cycles and property investment 

Catherine Cashmore has accrued many years experience working in the Australian real estate market. She is President of Australia's oldest economics organisation (Prosper Australia) and has lectured widely on the real estate cycle and the economics of land.

it's this knowledge that sets Cashmore & Co apart from other real estate agencies. 

Cashmore & Co won't 'spruik' the market, or try and convince you that it's always a good time to buy.

Rather, Cashmore & Co use their expertise to assist investors, home buyers, and developers to make wise decisions based on their individual budgets and unique circumstances. 

They simplify the buying process saving buyers thousands in negotiation, as well as preventing costly mistakes.

Many of our clients benefit from insider secrets we have gleaned from years of experience that buyers, sellers, and developers, simply do not have access to. 

You can’t help but accrue this kind of on-the-ground knowledge when you’re involved with literally dozens of purchases and sales each year.(And also when you have a rare knowledge of the long-term property cycle as your framework.)

Whether it’s getting into a suburb you thought was out of reach, saving a hundred grand by avoiding a too-good-to-be-true apartment pitch, or getting a foot through the door in a hot market, Cashmore & Co has all the practical property ‘hacks’ to place you ahead of the competition.

Investors not only gain assistance with their property investments, with Cashmore & Co they have access to a treasure trove of advice and strategies that help extract the maximum amount of wealth creation from the 18-year cycle that you will not get anywhere else. 

Please click here to see the range of services we offer. 

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About Catherine

Catherine Cashmore

Owner & Director

Herald Sun Pic .jpg

Catherine Cashmore has been working in the Australian real estate market for over 14 years.

Originally from the UK, and having also lived in the US, Catherine has extensive experience across a range of international real estate markets.

As a buyer and seller advocate, Catherine has assisted hundreds of home buyers, investors, and developers, find, assess, and negotiate, quality real estate for great prices throughout Australia.

She is President of Australia's oldest economics organisation, Prosper Australia - an organisation that has conducted vast amounts of research into the economics of land, market cycles, and the intricacies of how tax and government policy affect the markets.

Catherine is a regular and highly respected media commentator. She has often been called upon to guest lecture at universities and educational institutions (including RMIT and Sydney University) on how tax policy affects the real estate market, the design of cities, and the economy.

She is the editor of Fat Tail Investment Research's Cycles, Trends, & Forecasts, Catherine Cashmore's Land Cycle Investor, and Catherine Cashmore's Real Estate Wealth Course – publications that teach real estate and stock market investors about the land cycle, its impact on the economy, and how to create wealth from property and stocks using this knowledge.

She is also one of the former editors of the extremely popular The Daily Reckoning Australia (or the ‘DR’ as it's affectionately known to its 60,000 subscribers).  The DR is an independent financial news broadcaster that has been in the business of reporting financial trends that shape the economy since 1999.

Previously authoring the annual ‘Speculative Vacancies’ report, the only study in the world that analyses long-term vacant housing based on water usage data (Australia-focused), Catherine has an in-depth knowledge of the Australian real estate market and economic environment few can rival.

You can contact Catherine directly on 0458 143 089 or at cc@cashmoreco.com.au 

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